Articles

Budgeting and Financial Planning

6 Ways to Cut Costs in Retirement

Rodney Brooks
|
August 18, 2023

As if retirement wasn’t hard enough, inflation and economic uncertainties are adding to the pressures.

Money is a big part of the stress. Financial planners generally recommend that people plan on spending 70% to 80% of their preretirement income during retirement.

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Authored By Rodney A. Brooks

NABJ Book Award 2024
TRAFOTFBThe author tells the history of the Freedman’s Savings Bank, how it grew much too quickly, why it failed and the impact on Black America. The Freedman’s Bank offered a safe depository for formerly enslaved people, expanded quickly and gained millions in deposits – mostly ranging from $5 to $50. But inexperience and corruption doomed it to failure, costing may of the small depositors their savings.

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NABJ

FRWG

“Rodney A. Brooks ‘Fixing the Racial Wealth Gap’ is one of the best written and most prescriptive books I’ve read on this prickly subject. Using powerful stats, stories and insightful wisdom, it is written from the heart, mind, body and spirit … plus years of research and thought as a mainstream journalist, Fixing the Racial Wealth Gap is revealing, humorous, instructive and sobering.” – Dr. George C. Fraser

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