Posts in category Budgeting and Financial Planning

By Erica Sandberg bankrate.com As COVID-19 restrictions continue to fluctuate, businesses are tentatively opening their doors to consumers. Restaurants, salons, department stores and more have …

The 401(k) tax deduction could be replaced with a tax credit. PRESIDENT JOE BIDEN HAS proposed changes to 401(k) retirement savings plans that will have …

If ever there was a year that offered retirees the opportunity to get a gut check on their finances, this is it. For many people, …

Imagine you are checking out at the grocery store, ready to buy a carton of eggs. It’s a small purchase — maybe $2.75 for a …

African Americans face income and wealth inequities and low savings rates. LONG-STANDING INCOME and wealth disparities along with low savings rates have endangered retirement readiness …

Year end is fast approaching, and besides the pandemic, there are two other things on your minds – the holidays and charitable giving.  The best …

Financial planners say wait until 70, but few Americans take that advice. IT’S NOT HARD TO SEE the logic. If you wait until you are …

It’s been a tough year, but here’s how to get your retirement plan back on track. THE CORONAVIRUS pandemic has been a huge financial strain …