Is an Annuity Right for You?
Pensions, once a bedrock of our retirement system, are basically gone in the private sector, replaced by employer-sponsored 401(k) retirement plans. Workers must now figure …
Posts in category Budgeting and Financial Planning
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November 30, 2020 5 Reasons to Claim Social Security at Age 70
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November 16, 2020 5 Ways the Pandemic Is Affecting Retirement Planning
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November 12, 2020 Five Bank Fees We All Hate (And How to Avoid Them)
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October 20, 2020 The Complete Beginner Guide to Budgeting
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October 20, 2020 Three Ways to Make Ends Meet if You’re Unemployed Amid COVID-19
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Your Midyear Retirement Finances Review
Make sure you are taking advantage of retirement savings opportunities and avoiding penalties. THE HALFWAY POINT through the year is the perfect time to get …
How to Find a Bridge Job Second Career
Start planning now for the bridge job that will take you into retirement. THE CORONAVIRUS pandemic has already had a huge impact on the way …
Contributing to a Roth IRA in a Low-Income Year
With millions enduring furloughs and salary cuts, more people may be eligible for a Roth IRA in 2020. THERE’S NOT MUCH GOOD news in today’s …
What to Do With Your 401(k) When You Retire
There are few benefits to leaving your retirement savings with a company you no longer work for. NEW RETIREES NEED TO decide what to do with …
Now Is the Time to Convert Your Traditional IRA to a Roth
Salary cuts, stock market declines and low tax rates provide strong incentives for Roth IRA conversions. HISTORICALLY LOW TAX rates make 2020 an ideal time …
Should You Pay Off Your Mortgage Before You Retire?
PAYING OFF YOUR HOME mortgage before you retire is a major financial achievement, but you don’t necessarily have to eliminate all housing debt in order to retire well. …
