Financial New Years Resolutions
Ready or not we are only weeks away from 2023; it’s time for your annual list of New Year’s resolutions.
While living healthier, losing weight or exercising is nearly always at the top of list, saving more or spending less or improving your finances is generally near the bottom of the top 10. Maybe they should move to the top.

The author tells the history of the Freedman’s Savings Bank, how it grew much too quickly, why it failed and the impact on Black America. The Freedman’s Bank offered a safe depository for formerly enslaved people, expanded quickly and gained millions in deposits – mostly ranging from $5 to $50. But inexperience and corruption doomed it to failure, costing may of the small depositors their savings.


