Budgeting and Financial Planning
Financial Planning for “Orphan Retirees”
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November 18, 2025
More than 16 million people 65 and older live alone in the U.S, and more Americans are aging alone without spouses or any close family members. For some it means no family heirs for their estates, but the larger issue is how to face challenges if they are incapacitated or suffer a debilitating long-term illness such as Alzheimer’s disease.


