Holiday Credit Hangover?
Are you overwhelmed by credit card bills for overindulgent holiday shopping? Between gifts for spouses, kids, grandkids and besties, it’s easy to get caught up in the spirit and overspend. Here’s how to repair the damage from your credit card hangover.

The author tells the history of the Freedman’s Savings Bank, how it grew much too quickly, why it failed and the impact on Black America. The Freedman’s Bank offered a safe depository for formerly enslaved people, expanded quickly and gained millions in deposits – mostly ranging from $5 to $50. But inexperience and corruption doomed it to failure, costing may of the small depositors their savings.


