Budgeting and Financial Planning
How ERISA Impacts Your Retirement
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July 5, 2022
This federal law determines many of the rules for your 401(k) or pension.
The Employee Retirement Income Security Act is a federal law enacted in 1974 that protects the retirement assets of American workers. The law mandates rules that pensions, 401(k)s and employee health care plans are required to follow to ensure that plan administrators act in the best interests of plan participants.
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Rodney Brooks
Hello! I’m Rodney A. BrooksTM. I am a veteran journalist, writer and author and my specialty is retirement planning and other personal finance issues. I have written for many national publications, including USA TODAY, The Washington Post, U.S. News & World Report, AARP and National Geographic. I am available to speak on personal finance, financial literacy and the racial wealth gap.
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