The Impact of Climate Change on Retirement Planning
Climate change could impact your health and budget in retirement.
Climate change is affecting us in ways no one could have imaged just a few years ago, and those dramatic changes in weather patterns may even affect your retirement. In recent years the world has been plagued by higher temperatures and increases in both the volume and intensity of natural disasters. You may need to incorporate the impact of climate change into your retirement planning.

The author tells the history of the Freedman’s Savings Bank, how it grew much too quickly, why it failed and the impact on Black America. The Freedman’s Bank offered a safe depository for formerly enslaved people, expanded quickly and gained millions in deposits – mostly ranging from $5 to $50. But inexperience and corruption doomed it to failure, costing may of the small depositors their savings.


