Money: Earn Extra Cash with Certificate Programs
Increasingly retirees are earning extra money by taking on full-or part-time jobs to bring in extra income or to keep busy, and certificate programs can help.
Certificate programs for retirees
There are literally hundreds of certificate programs at universities, community colleges and others run by trade associations. However, not all of them may make sense for someone looking to earn extra money part time. Some of the best options for retirees or older workers:

The author tells the history of the Freedman’s Savings Bank, how it grew much too quickly, why it failed and the impact on Black America. The Freedman’s Bank offered a safe depository for formerly enslaved people, expanded quickly and gained millions in deposits – mostly ranging from $5 to $50. But inexperience and corruption doomed it to failure, costing may of the small depositors their savings.


