What to Do With Your 401(k) When You Retire
New retirees need to decide what to do with the money in their company-sponsored 401(k) plan. You can generally maintain your 401(k) with your former employer or roll it over into an individual retirement account. IRAs maintain the tax benefits of your 401(k) plan and give you more investment options, but there are several cases when it makes sense to keep your money in the 401(k) plan.
Rodney Brooks
Hello! I’m Rodney A. BrooksTM. I am a veteran journalist, writer and author and my specialty is retirement planning and other personal finance issues. I have written for many national publications, including USA TODAY, The Washington Post, U.S. News & World Report, AARP and National Geographic. I am available to speak on personal finance, financial literacy and the racial wealth gap.
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